Terms of Service

1. What Isocron is

Isocron is diagnostic software. You state your own target allocation, and Isocron measures your holdings against those targets and describes the result in plain language.

Isocron is educational and diagnostic. It is not financial advice. Isocron is not a registered investment adviser, broker or dealer.

Isocron gives no buy or sell recommendations and states no opinion about any asset, any price or any market. Every figure it shows is computed from the holdings and the targets you provide.

Decisions about your holdings are yours alone. Isocron cannot place a trade or move funds.

2. Your account

You must be at least 18 years old to create an account.

Isocron is not yet available to people located in the European Union or the European Economic Area. Do not create an account from there.

Keep your password private. You are responsible for what happens under your account.

3. Your holdings and your targets

You choose what to bring in: holdings entered by hand, a file you import, a public wallet address, or a read-only connection to an exchange account. A connection is used to read balances and transactions and for nothing else.

Your targets, thresholds and limits are your own statements. Isocron does not choose them for you. A starting template is a set of numbers you are free to edit or ignore.

Assets outside the list of classified assets are labeled experimental, and the figures about them are not financial guidance.

4. Data from third parties

Balances, transactions and reference prices come from exchanges, blockchain data providers and price feeds that Isocron does not control. They can arrive late, be incomplete or be wrong.

Isocron states how recent its data is. Check the figures against your own records before you rely on them.

The service is provided as it is and as available, without warranties of any kind, to the extent the law allows.

5. Language-model summaries

Some plans include a written summary of your portfolio. Where a language model wrote part of it, the summary is labeled "AI-generated summary".

The model writes wording only. It receives percentages and scores from your portfolio and receives no prices and no market data. Every sentence is checked against our wording rules before it is kept.

You can turn these summaries off in Settings at any time.

6. Plans and payment

Paid plans are a flat subscription for access to the software. The fee never depends on the value of your holdings.

A subscription renews at the end of each billing period until you cancel it. You can cancel at any time from Settings; access continues until the end of the period already paid.

Payments are handled by our payment processor. Isocron does not store card numbers.

7. Acceptable use

Do not use Isocron to break the law, to access data that is not yours, to disrupt the service, or to resell it without our written agreement.

Isocron's output is not financial advice. Do not present it to anyone as such.

8. Ending your account

You can delete your account in Settings at any time. Deletion is permanent and removes your holdings, targets and history, as described in the Privacy Policy.

We may suspend or close an account that breaks these terms.

9. Limits of liability

To the extent the law allows, Isocron is not liable for trading losses, lost profits or any indirect damages arising from your use of Isocron or from decisions you make about your holdings.

Where liability cannot be excluded, it is limited to the amount you paid for Isocron in the twelve months before the claim.

10. Changes to these terms

When these terms change, the new version is posted here with its date. If a change is material, we tell you by email or in the app before it takes effect.

11. Governing law

The governing law and the venue for disputes are stated here in the final version of these terms.

12. Contact

Questions about these terms: support@isocron.io.